Insite National Bank

Account Options

Lusk State Bank offers a variety of checking options to fit your personal or business needs. Each of our checking accounts provides the convenience of 24-hour account access through our on-line banking program.

All rates current as of December 7, 2020

Personal Checking

A non-interest bearing account with unlimited check-writing privileges

Business Checking

A non-interest bearing checking account for owner-operated, start-up, and small businesses with unlimited check writing

NOW Checking

An interest bearing account with unlimited check writing privileges

Money Market Checking Account

A tiered interest bearing account designed to pay higher interest rates on accounts maintaining larger balances. Check writing privilege, within limits defined below.

Personal Savings Account

An interest bearing account that provides convenient access to funds

Individual Retirement Account (IRA)

An investment opportunity designed to provide for the future

Health Savings Account

Interest bearing account used with HSA eligible health insurance policy for tax savings

Time Deposits: Certificate of Deposit

An investment opportunity with fixed rate of interest for a specific period of time

Time Deposit Rates

Term

Annual Percentage Yield<,strong>

Interest Rate

3 Month

0.10%

0.10%

6 Month

0.15%

0.15%

12 Month

0.20%

0.20%

18 Month

0.25%

0.25%

24 Month

0.35%

0.35%

36 Month

0.50%

0.50%

48 Month

0.60%

0.60%

60 Month

0.75%

0.75%

FOR LARGER DEPOSIT PLEASE INQUIRE ABOUT OUR CDARS & ICS ACCOUNTS.

Excellent interest bearing options to optimize FDIC insurance protections for large deposits

Please inquire about these programs if you think they might meet your needs.

** Variable account interest rates may change from time to time as set and announced by the bank. All accounts are subject to regular bank charges for overdrafts, non-sufficient funds and returned checks, stop payment orders, reconciling charges and printed check charges. Such fees could reduce your earnings on the account. Please call (307) 334-2500 for current rate information.**